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Access to Capital

open your new business with access to capital

We bridge the gap between small businesses that are seeking access to capital and lenders who are looking for qualified borrowers. The Oregon SBDC Network’s Capital Access Team (CAT) has regional advisors across the state that provide expert guidance to client businesses on how to get a small business loan. The CAT advising team assists business owners statewide via confidential face-to-face meetings and distance advising.

CAT advisors often help clients in the following ways:

  • Assist clients to refine their business plan to be suitable for lenders
  • Provide financial analysis and feedback
  • Review client loan packages for small business loans
  • Discuss and review a client’s finance strategies
  • Assist clients with lender relations
     

CLIENT ENGAGEMENT WITH CAT ADVISORS


The Oregon SBDC Network's Capital Access Team (CAT) is led by highly qualified SBDC advisors who engage clients via face-to-face and distance counseling (Skype, telephone, videoconferencing and e-mail). The CAT also coordinates “R U Bankable” events in select communities to provide forums for learning about access to capital and acquiring small business loans.

The CAT works with clients that are referred to them by local SBDC Centers and lead Advisors.  In order to be ready for a referral to the CAT, clients must pre-qualify by meeting certain basic requirements, including acceptable credit history, business plan, adequate collateral, and positive cashflow.  All advising is confidential, and each case will be managed collaboratively with the client's local Advisor.

CAT Process overview step by step